Hi! This is Tanya Stimpson with this week’s crop insurance update. This week’s topic is Wheat Insurance, Wheat Yields and brought to you by the Sewell Agency in Chillicothe.
Wheat yields are due to your agent now. Your agent wants to give you the most accurate quote on your wheat insurance cost for the 2011 year.
If you do not carry wheat insurance now but would like to, gather any past production history you have and bring it to us and we can give you some quotes to help you get the best insurance on your wheat. You have until September 30th to do this so don’t wait come in today to get signed up.
The Guarantee price on Wheat looks great it looks to be $7.17 per bushel. With that price people that had some PP ground are looking to plant wheat.
Another deadline fast approaching is the Pasture and Hayland Insurance. If you have a need or an interest in this give us a call and we will be able to help you out.
View this update and others online at Blog4020.blogspot.com. Or phone the Sewell Agency at 660-646-4020 your connection to crop protection.

This is Tanya Stimpson with this weeks crop insurance updated brought to you by the Sewell Agency in Chillicothe.
We received some more rain and the questions that are coming in are what my process is if my corn needs to be replanted.
To answer that question you first need to contact your agent so they can get an adjuster to you. The rule is you cannot replant any ground before an adjuster visits with you on your situation, they will not pay if the adjuster has not talked with you prior to replanting. The second thing is if you are not sure if you will need to replant call us anyway. We can turn in a replant claim and after you visit with the adjuster and you decide you don’t need to replant then they will just withdrawal the claim. Just remember call before you replant.
Don’t forget about the hail storms that will be coming and that will damage your growing crops. We can help you protect them with Crop Hail Insurance; give us a call to cover your crops from that damaging Hail.
If you have any questions or if we can help you with your crop insurance needs call 800-281-4020 your connection to crop protection.

Hi! This is Tanya Stimpson with this week’s crop insurance update. This week’s topic is Hail Coverage, 2010 Dec pages and production numbers and brought to you by the Sewell Agency in Chillicothe.
Hail season is here and if you have some wheat growing then come in and protect it from the Hail with Crop Hail Insurance. Crop Hail Insurance gives you coverage without a deductable. If you depend solely on your Multi Peril then you have to fall below your guarantee to have a loss. If you carry Hail Insurance and you have hail damage then you get paid the percentage the adjuster determines on your damage. Give me a call for Hail coverage quote in your county, today.
By now you should be receiving your 2010 Multi Peril Declaration Pages. Please take time to look over these forms and verify the information looks correct. Depending on your company, the forms will also show your plant dates for the crops you are insuring. So check it out and call your agent if you have any questions.
Also a reminder 2009 production must be turned into your agent now.
If we can help you with your crop insurance needs phone 800 281 4020 your connection to crop protection

Hi! This is Tanya Stimpson with this week’s crop insurance update. This week’s topic is 2009 Crop Production, Plant dates, and Hail Coverage and brought to you by the Sewell Agency in Chillicothe.
A reminder to all farmers that if you have not turned your 2009 crop production in to your agent you need to do that now. If this production does not get turned in your aph will get penalized. So turn them in as soon as possible.
Planting Dates have changed in most counties for corn and beans and in most instants have moved up a few days to a week. Make sure you contact your agent for the correct planting dates for your county.
The Storms are starting to roll in and I want you to be prepared if you were able to get wheat in and it is looking good you might want to talk with us about covering that wheat crop with a hail policy from ADM Crop Risk Services. Call me and I would be happy to help you.
If we can help you with your crop insurance needs phone 800 281 4020 your connection to crop protection.

This is Tanya Stimpson with this weeks crop insurance updated brought to you by the Sewell Agency in Chillicothe and ASI Insurance.
Are you ready for the 2010 Crop year for wheat? It is time to inform your insurance agent and sign up for 2010 Wheat coverage. The deadline to sign up is Wednesday, September 30th.
The RA Wheat price Guarantee came in at $5.42 off the Kansas City Board of Trade, and the CRC Wheat price Guarantee came in at $5.29 off the Chicago Board of Trade. Both of these products are virtually the same except where the price is established off of. These 2 products have yield and price protection. If you would have a loss before harvest, than they would pay you off the base price established. Then at harvest time they set the harvest price from the Board of trade and if the price is higher than base then they will pay you the higher of the 2 on any yield loss. If the harvest price is lower than the base price then, you could get paid for price loss depending on your harvested yield and your guarantee. You need to check with your agent on which product would be best for you.
Again Deadline to sign up for wheat coverage or to change any coverage’s you currently have is Wednesday Sept 30th.
If you have any questions or if we can help you with your crop insurance needs call 800 281 4020 your connection to crop protection.

Wheat Sales Closing

This is Tanya Stimpson with this weeks crop insurance updated brought to you by the Sewell Agency in Chillicothe and ASI Insurance.
Wheat signup is coming near. You have until September 30th to sign up for wheat coverage. This is also the time to make any changes to your current Wheat insurance policies. The base price on wheat for CRC is running at $5.29 and the RA is at $5.42. The CRC and RA policies allow coverage on yield and price. First off if you have a low yield your claim would be paid on the base price of your policy which is the 5.29 or the 5.42 amount. Then at harvest time they run an average off of the Board of Trade and if it comes in higher than the lower than the base amount then the insurance will pick up the difference. Reminder the Base and Harvest Price is averaged off of the Board of Trade.
If you are signed up with any programs down at FSA you might visit with them on what all you need insured they do have programs that you are required to insure all of your crops.
During signup, take time to check over your policy information. Look at your policy type, spelling of your name, SS# and if your spouse is on the policy correctly. If you see any errors work with your agent to get them changed. Again you have until September 30th to change or sign up for the 2010 Wheat Insurance coverage’s.
If you have any questions or if we can help you with your crop insurance needs call 800 281 4020 your connection to crop protection.

This is Lonnie Sewell with this weeks crop insurance updated brought to you by the Sewell Agency in Chillicothe and ASI Crop Hail Insurance.
The recent stormy weather reminds us of what can happen be sure you have your crop hail insurance in place. As little as ½ bushel of your crop can provide $100’s of dollars of coverage per acre.
On the crop insurance side:
Corn can be planted until June 5th without any yield guarantee reduction. Soybeans until June 20th. Don’t forget if you have to replant call your agent first let him register your claim.
The weather out look is favorable for the coming weeks and maybe we will finally get in the fields.
Farmers have a lot to do and the weather has shortened the time we have to do it. If you are following a tractor or meeting one on the road, be patient most all farmers will let you pass just as soon as it is safe. They don’t like holding up traffic either.
If we can help you with your crop insurance call 800 281 4020 your connection to crop protection.

Hi! This is Tanya Stimpson with this week’s crop insurance update. This week’s topic is Crop Hail insurance and Replant, brought to you by AgriServe Crop Hail Insurance and the Sewell Agency in Chillicothe.
We had a few dry days last week and you were hard at work putting in your crops before the rain started again. Now that you do have some corn in the ground and others of you have some good looking wheat, let us help you protect it from the hail with Hail Insurance. $100 coverage per acre would cost around $2.
Also want to remind you that if you see some spots out in your fields that will need to be replanted you need to contact your agent first. The adjuster must be in contact with you before replant is done or there could be some void in replant payments. Contact your agent for more information on this.
Phone the Sewell Agency at 660-646-4020 your connection to crop protection.

Hail Insurance

Hi! This is Tanya Stimpson with this week’s crop insurance update. This week’s topic is Wheat Hail Insurance and watching for your 2009 spring crop Declaration pages and brought to you by AgriServe Crop Hail Insurance and the Sewell Agency in Chillicothe.
Spring is coming and with that comes storms that can carry damaging Hail. Your multi peril insurance covers hail damage but you have a rather large deductible. For example if you bought 70% coverage on crop insurance the top 30%, which is usually the profit, is not covered. Or you could have a large loss in one or two fields in a Unit and because of averaging your production not be eligible for a loss. Crop hail insurance is simple; if you have hail damage you get paid. Also other coverage’s come with this policy such as fire, some wind and grain in on farm storage. Hail Insurance on Wheat costs about $1.50 per $100 coverage.
Sign up for spring crops is finished up for 2009, You should be receiving in the mail some dec pages that show what coverage’s you chose to carry and your personal information as well. Please take time and look over these forms to catch any errors now so we can get them fixed before the season starts. If it gets to late we might not be able to fix them.
View this update and others online at Blog4020.blogspot.com. Or phone the Sewell Agency at 660-646-4020 your connection to crop protection.

March Crop Insurance Update

Hi, this is Lonnie Sewell with this week’s crop insurance update, brought to you by the Sewell Agency in Chillicothe, Missouri.

Well, I hope you checked with your agent and have your crop insurance lined up for this year. If you did not or did nothing, you will have the same coverage you had in 2008 - which may be the exact thing you would have done if you had reviewed your coverage. Most of our farmers stayed with the Revenue Coverage and several went up a level, due to the lower crop prices.

A few went with the highly subsidized Enterprise Unit this year, which is a sizeable discount for combining all of your optional and basic units together. The RMA gives this discount because it greatly reduces the risk of paying a loss.

Remember, if you are bringing new ground into production this year, a Request to Insure must be filed, unless it was CRP. That means, any hay and pasture land to be farmed.

This update was brought to you by the Sewell Agency in Chillicothe. Insuring crops all over North Central Missouri.

For more information, phone 660-646-4020.

Your Connection to Crop Protection.

BE & 2009 Pricing

Hi! This is Tanya Stimpson with this week’s crop insurance update. This week’s topic is Biotech Endorsement and 2009 RA pricing and brought to you by the Sewell Agency in Chillicothe.

The new Biotech Endorsement for MO is allowing a discount on your corn premium if you use the Stated Hybrid seed. You have to plant at least 75% of your unit to this seed and replant has to be Hybrid seed. There will be spot checks on random policies for the proof to receive the discount. And this endorsement is not available for Ground that is located in the high risk areas.

February is here and corn and bean prices are on the watch. As of Friday morning RA corn was $.4.13 and Soybean were $9.19. Prices will run until the end of February and if you are watching the markets they have been very unsteady, so no one knows where they will land. Just a reminder on RA What ever the average price is at the end of February will be the price you are guaranteed on your insurance policy all year. Then in the fall there will be a harvest price set and if it is higher then anyone that had a loss during the year will receive the difference between the two prices and if it is lower then everyone has a chance of receiving the difference depending on your guarantee. Visit with your agent to get the full explanation or give me a call.

View this update and others online at blog4020.blogspot.com. If we can help you with your crop insurance needs phone 800 281 4020 your connection to crop protection.

Biotech Endorsement for Crop Insurance

Hello, this is Lonnie Sewell with this week’s crop insurance update, brought to you by the Sewell Agency in Chillicothe.

Well, here we are beginning a new year and I think it’s a good time to talk about new changes in crop insurance.

The biggest change this year for corn is the B.E. or Biotech Endorsement. This is an agreement between the grower and the government saying if the grower will use the new biotechnology seed, the government will allow a considerable discount in your crop insurance premium. This sounds great and it is. You don’t have to use it on all your acres, but the insurance companies are required to test a high percentage of the acres with this discount. The grower must keep good records to know for sure which fields are and which aren’t biotech seed. You will get to choose the fields they test, but we need to be sure because if the test fails, not only the discounted fields lose their coverage - you lose all corn coverage.

Before you take advantage of this discount, make sure your seed qualifies and you are prepared to keep track of it.

For more information, call the Sewell Agency at 660-646-4020.

Your Connection to Crop Protection

Happy Holidays from the Sewell Agency

Hello, this is Lonnie Sewell with your Holiday Crop Insurance update, brought to you by the Sewell Agency in Chillicothe.

I think we all will remember 2008 and its roller coaster ride of challenges and emotions. Starting out with record high crop prices to replanting, flooding and unprecedented rain. Then, to top it all off, drastically lower Fall prices. I think we are all ready to welcome in a new year.

I hope financially you all had a good year, either by crop sales or crop insurance loss payments.
We at the Sewell Agency had four times the amount of high dollar loss payments as ever before. Thank goodness for Revenue insurance! Whatever the reason, I hope you had a rewarding 2008.

From Lonnie, Earlene, Tanya and Laura, the Sewell Agency hopes we informed and educated you about your crop insurance coverage, and we all wish you a Merry Christmas and a Happy New Year!

Pasture & Hayland Program Meeting

A farm informational meeting will be held Friday morning at the Grand River Inn in Chillicothe.
David Mannely of the Livingston County FSA will speak on the new Farm Programs for 2009.
Then, David Brown from Pro Ag Crop Insurance will speak on the new Rainfall Insurance for hay and pasture.
This meeting is open to the public and will start at 7:30 a.m. with a complimentary buffet style breakfast, and should be over before 10:00 am. The Sewell Agency is sponsoring this meeting, along with Chillicothe MFA Exchange and rafterconline.net.
RSVP not required, but to insure plenty of food it would be appreciated. To RSVP, phone the Sewell Agency at 646-4020 or MFA at 646-5000.
That’s this Friday 7:30 am at Grand River Inn in Chillicothe.

This is Tanya Stimpson with this week’s crop insurance update brought to you by Sewell Agency. This week’s topic is PRF farmers meeting and RA insurance.
November 14th 7:30am at Grand River Inn we, at Sewell Agency along with David MeNeely CED of the Livingston county Office will be having an educational Farmers meeting on the new Pasture and Hay land Insurance that has come to Mo. David will be talking about the Sure and Disaster Programs and we will hit on the new Pasture and Hayland Drought coverage. Breakfast will start at 7:30 and the meeting will begin at 8am RSVP is not required but is really appreciated. You can call us at 1-800-281-4020.
With the price of the spring crops down everyone is talking about their Revenue insurance and how does it work. It does not matter what you get out of your beans you can be selling it now at the elevator for $5-$6 or you could have contracted them for $15. The insurance goes off of the Chicago Board of Trade and the harvest price came in at $9.22. Example is you were guaranteed $375. per acre your original yield guarantee is 28 bus per acre. You now take the $375 you are guaranteed and divide by the new price of $9.22 which gives you your new bushel guarantee of 40.6 bus per acre. Now if your yield falls below the 40.6 bus per acre you have a claim.
One final thing the wheat acreage reports are due to your agent by the end of November. Even if you have zero acres planted let us know.
Remember you can view all of the updates at Blog4020@blogspot.com or call The Sewell Agency at 800-281-4020 your connection to crop protection.

Wheat AR & Spring Crop PR & Farmers Meeting

This is Tanya Stimpson with this week’s crop insurance update brought to you by Sewell Agency. This week’s topic is wheat Acreage reports, corn and bean production report and information on a farmers meeting for Pasture and Forage coverage.
There has been some heavy field work this week. With this also come records. Wheat has to be planted by October 31 and then reported to your insurance agent by end of November. And as you are cutting your beans and corn, keep your yields out and the first rainy day get them reported to your agent. It does not take a lot of time and then you will be able to put those tickets away. For claim purposes you have 15days from the last harvest day per unit to turn your yields and claim into your agent.
We are working together with David MeNeely CED of the Livingston county Office to put on a farmers meeting November 14th @ 7:30AM. David will be talking about the Sure and Disaster Programs and we will hit on the new Pasture and Hayland Drought coverage. RSVP is not required but is really appreciated. You can call us at 1-800-281-4020.

Wheat Season & Pasture/Hay Rainfall Coverage

This is Lonnie Sewell with this week’s crop insurance update. Brought to you by the Sewell Agency in Chillicothe and ASI Crop Hail Insurance.

Wheat signup is over and next will be acreage reporting. Be sure to report your planted wheat acres as soon as you have finished planting or have decided not to plant. The early price on wheat is over 8 dollars.

The harvest price on 2008 soybeans is half way through the month and is tracking in the mid 9 dollar range. That means we may have a revenue loss, even if we have an average yield. Be sure to check with your agent immediately after harvest. The length of time to report a claim is limited after the harvest of that unit.

Pasture and Hay Rainfall Coverage will be available for 2009, but you must sign up in November 2008. The premiums look pretty good. We will probably have some meetings on this soon.

For more information, phone the Sewell Agency in Chillicothe at 660-646-4020.

This is Lonnie Sewell with this week’s crop insurance update, brought to you by the Sewell Agency and ASI Crop Hail Insurance.

Wheat signup is coming to a close the end of September. We must apply or make any changes soon. Whether you intend to plant wheat or not, you may want to apply for coverage to maintain eligibility in the Disaster Program.

Also, a new Rainfall Index Program is available for 2009 on pasture and hay ground. Sign up ends November 30th. You may also need to be signed up in this plan to qualify for future FSA programs. More on this in our next up-date.

For more information, phone the Sewell Agency at 660-646-4020. Your Connection to Crop Protection.

News Flash! ...

This is Lonnie Sewell with a special crop insurance news flash. The RMA (Risk Management Agency) has just released a bulletin saying the Crop Insurance reporting date has also been moved back to August 15th. This is great news for all of us. Now we will have more time to make decisions about prevent plant and have time for the FSA to certify our acres before making our acreage report. Remember, no other dates have changed. If you are filing prevent plant corn, you must turn in a notice of loss no later than June 30th and for soybeans it's July 15th. No late filed claims will be paid. Also, if you have any kind of a loss, even a replant, they cannot be processed until you have completed your acreage report.

The Sewell Agency, phone 660-646-4020. Your Connection to Crop Protection!

Update! Washington News Release

WASHINGTON, Jun 24, 2008 - RMA has announced it will allow additional time, until Aug 15, 2008, for submitting acreage reports for all 2008 crop year spring-seeded acreage in areas impacted by flooding and extreme weather conditions, because of the difficulty in timely reporting due to disruptions in communications and other important infrastructure.

This additional time applies to spring-seeded crop acreage for all counties in Iowa, Illinois, Indiana, Kansas, Minnesota, Missouri, Nebraska, Ohio, South Dakota, and Wisconsin.

"Insured producers are still encouraged to report acreage at their earliest opportunity," said RMA Administrator Eldon Gould. "This is because claims cannot be completed until acreage reports have been filed and liability established."

Producers are encouraged to contact their crop insurance agent for more information.

* The preceding was taken in whole from the Dept. of Agriculture RMA webpage (rma.usda.gov/news/2008/06/acreagereports.html)