Week # 10 - Optional Units

This is Lonnie Sewell with this week’s crop insurance update, brought to you by the Sewell Agency and AgriServe crop Hail Insurance.
Spotty rain, some are getting it and some need it. This week’s topic is optional units.
Crop insurance allows for only a 10% rate increase you can divide basic units into optional units section by section which usually doubles your chance to qualify for a loss. If you aren’t using optional units, you are not maximizing your crop insurance. Start now to qualify for optional units, turn in your wheat yields section by section, then you won’t have to average a good field with a poor one in another section next year, and you will be better protected against spotty rain. Optional units are not available on a cat policy.
Don’t forget to protect your crops with economical crop hail insurance. ½ bushel to the acre will cover the whole crop. Stop by and visit with Tanya or I at our booth at the New Livingston County Fairgrounds. The Fair starts July 18th and is northwest of Chillicothe on Rt 190. View this update and others online at Blog4020.blogspot.com. Or call The Sewell Agency 1-800-281-4020 your connection to Crop Protection.